26. Rural postal life insurance started in
a) 24 Mar 1995 b) 23 Feb 1995
c) 24 Mar 1994 d) 25 Mar 2006 Ans:a
27. The max limit of RPLI is
a) 500000/- b) 300000/-
28. PLI services tax and edn cess has been withdran form
a) 1 Nov 07 b) 01 Mar 2005
c) 1 May 95 d) None of these Ans:a
29. Rebate is allowed on advance deposit of premium on RPLI for Qtly/Half year/year is
a) 1%, 2%,3% b) 0.50%,1%,2%
b) 0%, 1%,2% d) No rebate in RPLI Ans:b
30. An extra departmental agents group insurance scheme started in
a) 01 Apr 1994 b) 01 Apr 1996
c) 01 Apr 1992 d) None of these Ans:c
(Sum assured to Rs 50000/- and the subscription to Rs 50/-)
31. Mark the correct option
a) SDI/ASPDs shall be entitled to an incentive equal to 10% of the commission paid to the agents
b) A policy holder of WLA PLI/RPLI shall be eligible for tacking Children policy to his/her child
c) Mail overseer should have min 10th standard qualification for doing this job.
d) All the above Ans:d
32. Payment of incentive to Dos(PLI)
a) Up to Rs 4 crores of sum assured Nil
b) Above Rs 4 crores and up to Rs 6 crores of sum assured Rs 25/- per 10000/-
c) Above Rs 6 crores of sum assured Rs 20/- per 10000/-
d) All the above Ans:d
33. The decision of competent authority that DO(PLI) procuring effective business to the tune of ____ or more shall no be eligible for automatic extension of tenure for the next ___ year. Such extension will be granted by ______subject to good work,conduct & satisfactory record in the year.
a) 10 crores, 1 year, Head of the circle,
b) 20 crores, 2 year, DG Post
c) 25 crores, 1 year, Head of the circle
d) 25 cores. 1 years, SSP/SP Ans: c
34. Mark the correct option
a) In RPLI policies with non standard proof or age is Rs 1 lac
b) The 5% extra premium on non standard proof of age policies
c) In non standard proof or age policies the age of the insurant should not be exceed 45 years
d) All the above Ans:d
35. Mark correct option relating to the mail overseers to procure RPLI business
a) The mail overseer will first complete their assigned work correctly before attending to the RPLI business
b) No TA/DA will be admissible or canvassing RPLI business except on RPLI mela organized by the circles
c) They should have min 10th standard qualification for doing this job
d) All the above Ans:d
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36. The min RPLI policy limit is
a) 20000/- b) 25000/-
c) 10000/- c) 15000/- Ans:c
37. The system of payment of honorarium to staff (including supervisors) of divisional office for procuring of PLI/RPLI proposal is Rs
a) 5000/- b) 4000/-
c) 1000/- d) No honorarium Ans:b
38. The max PLI policy limit for a physically handicapped persons is
a) 300000/- b) 500000/-
c) 100000/- d) None of these Ans:c
39. Mark the incorrect option
a) Not more than one policy will be allowed for one child. The policy can be taken by insured for his/her own child only
b) Not more than two children in a family shall be covered under this policy. The same child should not be covered under more than one policy
c) The insured of main policy shall not be aged 45 years and above at the time of taking of children policy
d) The age of the child note more than 18 year at the time of issue of children policy Ans:d
40. Mark the incorrect option relating to Children Policy
a) The minimum limit for insurance under this scheme shall be Rs2000/-
b) Agency commission not available in this scheme
c) No loan shall be applicable to children policies.
d) The outstanding term of main policy shall not be less than the premium paying period of children policy.
e) In the event of the death of the insured before the expiry of the children policy no further premium shall be payable for the balance period of the policy.
Ans:c
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